I’ve Never Used a Consumer Credit In My Life
Sunday, March 8th, 2009This is not a title to attract your attention. It’s a confession.
Actually I remember borrowing money just once when I was a student. And it wasn’t because I really needed it: I just wanted to see what is it to borrow money, because everyone else was doing it. So far I was only lending to friends.

Photo by [s e l v i n] at Flickr
I haven’t been a rich kid, neither I had any ideas of money management. I just never think about borrowing as an option. I know if I don’t have the money for something, I just can’t afford it and that’s all.
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