Do you hate Monday? Do you count the hours to the end of the work day? If yes, most probably your job is boring. Why do you stay there? Is it really worth to hate what you are doing most of the time just to have some luxury? Wait, I know the answer. You have a family to feed, mortgage and bills to pay, car to fuel and so on.

Ok, it this case you can’t just quit your boring job today or tomorrow. Actually you can do it and try to make living by blogging. For this to happen you need to be remarkable, talented, very hard working, just lucky or plain unscrupulous. If you are not, don’t try to make living blogging.

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Being good in what you are doing - being it a day job or own business - is maybe the most important factor for personal and financial success. It’s also considered the hardest part of the puzzle, that’s why most people try to succeed in other areas - marketing, connections, luck, or just faking their professionalism.

Photo by kevindooley at Flickr

That is so, because being good in your job or business is considered hard. But it is not. People believe it’s hard, because most people are not professionals in their job. You are seeing this every day - how much time did it take you to find a really good dentist, how many restaurants offered you food that sucked, how many fitters you had to change before you find yours?

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Do you sometimes get bored by the “blogosphere”? No matter what is the topic you read blogs on, most of them are all saying the same: Tips on how to do X and Y (tips that you know for years), “news” that you can read everywhere, contests, and same old talk. I don’t mean to offend you if you are a blogger - certainly there are some interesting reads and some very creative bloggers. But they are the minority.

Photo by jimw at Flickr

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Creating your own business is one of the best investments you could do long term. A good business can sustain tough market times much better than the financial assets like stocks and mutual funds. The business can bring higher income than the investments in financial instruments or real estate.

Photo by Sin Agua at Flickr

Unfortunately building your own business is much harder than investing in ready assets. Building a business may require a lot of time, passion, knowledge and startup funds. Finally, the chances for a new business to fail and end up as 100% loss are fairly big. And wait, building a business requires hard work - exactly the thing most people want to avoid.

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I had a dispute with people about frugality and business. Most people seemed to think that if you are successful in what you do you should spend a lot of money on items that can demonstrate your success. Many still think that if you want to make a business deal, get a good job or lucrative consulting contract you need to impress the other side with expensive car, cell phone or laptop.

Photo by Roadsidepictures at Flickr

That’s so outdated. It’s not the cell phone that can impress your potential partners anymore (was that ever really working?). It’s Google* that can do it.

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Few weeks ago I got am interesting question on my mail. I’m publishing it here with the permission of the author. In fact his situation appeared a bit specific, so what I want to discuss here is only the general question from the first email:

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