I’ve not written much the last month for the reason I haven’t much interesting ideas to share. I don’t like posting just for the sake of it and regardless the loss of traffic, I prefer not to do it. With so many personal finance bloggers however, there are enough who had interesting things to say in October, so here are they selected for you. Who said that I don’t value your time?

Jim at Blueprint for Financial Prosperity has compiled a cool list of 50 Financial Skills Every Person Needs To Know.

Do you feel screwed? If you have invested in stocks or real estate for years, you sure do. I know I do. We draw plans for the future and believe that by being disciplined, spending less than we earn and investing carefully we’ll be able to be financially free some day. Last few months it seems there is not much hope for that, doesn’t it?

Photo by
Close to Spectacular at Flickr

Don’t get me wrong, I respect Seth a lot. In fact he’s one of the very few bloggers almost never make me feel bored. But sometimes advice like this one comes a bit too much to me. It’s not only Seth of course. How many blogs advice you to work or study every minute? Techniques for speed reading, speed eating, speed sex, speed working, speed living… give me a break.

Photo by Tim Caynes at Flickr

I’ve been thinking about moving away from the big city for years and now we are starting some action. We are currently living in a city with around 3 million population which is the biggest in our country. Our plan is to relocate to a small satellite town about 40km away. Why are we doing this and how useful can such move be for you?

Photo by shareski at Flickr

Financial Benefits Of Moving Away

Probably one of the main reasons to consider moving away are the possible financial benefits by it. Most people would agree that living in small town can be cheaper but the idea is quite vague. Let’s try to break down the benefits:

If you browse the blogosphere regularly you probably read a lot of advice on frugality and plenty “green” stuff about keeping the environment. As I’ve read many of those posts I’ve noticed both areas can fit quite well together. You can take care of your wallet by being frugal and making good investments, while at the same time eating and living healthy and finally helping the nature.

Photo by chrisjohnbeckett at Flickr

This time my guest is a professional financial adviser. And not only that, he is one of the About.com guides where he writes about financial planning. As you’ll see just below, he really has a lot to share – I’ve got the most detailed responses I’ve received so far.

My guest is also a blogger and you may already know him – that’s Jeremy at Generation X Finance – a frequent guest in my “link love” posts as well.

SI: Have you ever been in bad financial trouble? If yes, what did you do to get out of it?