Creating your own business is one of the best investments you could do long term. A good business can sustain tough market times much better than the financial assets like stocks and mutual funds. The business can bring higher income than the investments in financial instruments or real estate.

Photo by Sin Agua at Flickr

Unfortunately building your own business is much harder than investing in ready assets. Building a business may require a lot of time, passion, knowledge and startup funds. Finally, the chances for a new business to fail and end up as 100% loss are fairly big. And wait, building a business requires hard work – exactly the thing most people want to avoid.

Are all the personal finance bloggers software engineers? Maybe not, but I have three of three so far – Lazy Man is my third guest and he is also an IT fellow working in the Silicon Valley.
(If by any chance this introduction does not make sense to you, this is because you have not read the previous investor profiles on this blog).

As usual, I shoot three quick questions to Lazy Man and best of all, I got pretty interesting responses. (Oh and he even provided me with handy HTML – I love techies). Check them out yourself: